You may elect to purchase the plan at any point up until the actual day the camp program begins. However, if you purchase the protection plan within 10 day of paying your deposit to the camp; we will accept any pre-existing medical conditions that may cause you to cancel the camp program.

Yes, providing the cost of the travel arrangements have been pre-paid and is non-refundable from any other source.

Yes. By purchasing within 10 days of the initial camp deposit we will provide protection as a result of a pre-existing condition of you or a member of your family which causes the camp program to be cancelled or interrupted.

If the purchase is beyond 10 days, then pre-existing medical conditions will apply to the policy. A pre-existing condition is defined as a medical condition which has manifested itself within 60 days of the effective date of the policy. *

After purchase, you will receive a confirmation of coverage along with a description of the coverage. Additionally, you will be given a coverage card which includes your policy number and emergency contact phone numbers, should an emergency arise.

Yes. You will need to notify the plan administrator within 10 days of the purchase you will receive the premium payment back minus the application fee. We will also refund your money within 10 days of your purchase if you are not satisfied.

Insurance may be purchased if you are a resident of the United States or if you purchase this plan within the United States.

Effective date is 12:01 a.m. following your enrollment date via the internet with the proper payment. Contact us for further details.

You will be paid a benefit, up to the maximum amount, shown on the confirmation of coverage if you are prevented from taking your trip after your effective day due to varying circumstances including: sickness, accidental injury, or death of You, Traveling Companion, or Family Member.

One of the most important considerations is that every camp has their own unique cancellation penalties which contain restrictive conditions as to how, when, and if any monies they’ve collected will be returned in the event that an unforeseen situation arises that prevents your child from attending their camp. These penalties can range from moderate to severe; depending upon when you notify the camp that your child is unable to attend.

The plan assures that you’ll be reimbursed for non-refundable expenses associated with:

-A cancelled or interrupted camp program

-Baggage and personal belongings that have been lost, damaged or stolen

-Delays in rout to the camp

-Emergency medical and accident coverage

-Emergency medical transportation to a medical facility